Mixed-Use Commercial Loans

Mixed-Use Property- A property is considered “mixed-use” if it contains a combination of residential and commercial purposes. Typically the use for commercial purpose is retail.

Additionally, most typical financing is only available on these types of properties as long as the residential part of the building is no less than 50% of the total square footage. In the

past Mixed-Use properties could be financed through traditional residential financing sources. However, the Market has lost its appetite for such properties, and thus commercial financing is necessary. A nice balance between the income of the residential property and the commercial property is required in order to qualify for commercial financing.

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