Cash-Out Refinance

Cash-Out Refinance- This transaction requires the borrower to already own the property, typically for a period of 12 months or more. (Brinkley Commercial Capital specializes in facilitating exceptions to this 12-month rule). The borrower is then able to base their new loan amount off of the appraised value instead of the acquisition price. This will typically result in a better rate and term for the borrower, however, the intended use of the cash proceeds must be disclosed.

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